Unleash your platform’s growth with embedded credit
Approve your customers for credit with no balance sheet, no credit risk, and no operational burden.
Supercharge revenue by providing liquidity
Acquire more users in emerging markets by providing instant credit through action-based underwriting to incentivize usage and immediate engagement.
Expand your customers’ spending capacity
Power up 5x Customer Lifetime Value (cLTV) by improving your Average Revenue Per User (ARPU). We provide the liquidity needed to scale transaction frequency and increase basket sizes.
Generate and boost
radical retention
Credit is the ultimate sticky product. Tala’s always-on credit drives engagement; partners see a 10%+ boost in 30-day retention as customers return to repay and re-borrow.
Tala’s Credit-as-a-Service drives outcomes
Join the remittance companies, wallets, and gig platforms already turning credit into their easiest revenue stream.
45%
ARPU growth
30%
Lower CAC
100%+
Potential ROI
Your customers need credit. Tala makes it profitable.
The entire credit experience happens within your brand.
Frictionless plug-and-play infrastructure
Embed always-on credit into your app via mobile SDK or lightweight APIs, delivering real-time decisions in minutes. All supported by enterprise-grade security and total data isolation.
Decisioning
Tala uses AI and real-time data to optimize product fit and loan pricing.
Decisioning + Liquidity
Tala provides the capital and AI-driven underwriting to fund and optimize every loan.
Serving the Global Majority
We’ve lent $7B to 13M people in emerging markets and trained on 10 years of proprietary data.
Tala conducts an assessment of the licenses and registrations required during each exploratory phase. The licences and/or registration required will depend on the features of the Tala product to be offered in the market, and the structure of the partnership.
Book a demo
Power your platform with embedded credit. Connect with our team to get started.
Our Investors
$500M+ capital deployed.